Privacy Policy

BorrowBetter ("BorrowBetter," "we," "us," or "our") is committed to protecting your privacy.

This Privacy Policy explains how we collect, use, share, and protect information when you use our website, forms, and services (collectively, the "Platform").

By accessing or using the Platform, you agree to this Privacy Policy.

If you do not agree, please discontinue use immediately.

We collect a wide range of information to match you with lending partners and financial products. This includes:

1.1 Personally Identifiable Information (PII)

• Name
• Email address
• Phone number
• Mailing address
• Date of birth
• Social Security number

1.2 Financial & Application Information

• Employment details
• Income information
• Banking or financial details
• Loan preferences
• Responses to lender-matching questions

1.3 Credit Information

With your express consent, we may obtain:

• Credit report information
• Credit scores
• Credit history data

We receive this information from consumer reporting agencies in compliance with the Fair Credit Reporting Act (FCRA).

1.4 Technical & Behavioral Data

• IP address
• Browser and device type
• Cookies and tracking technologies
• Clickstream data
• Session activity
• Referral URLs

BorrowBetter uses your information for the following purposes:

• To match you with relevant lenders and lending partners
• To transmit your lead data to lending partners through secure APIs
• To determine eligibility criteria used by our partners
• To obtain credit insights (with permission)
• To personalize user experience and improve platform performance
• To communicate with you about offers, updates, and partner products
• To comply with legal, regulatory, or contractual obligations

BorrowBetter sells, shares, or transfers your information — only after obtaining your consent — to:

3.1 Lending Partners & Financial Institutions

We share your PII, financial information, and credit data (when authorized) with:

• Personal loan lenders
• Affiliate networks
• Financial service providers

These partners use the data to contact you, evaluate eligibility, and offer financial products.

3.2 Service Providers

We may share data with:

• Analytics providers
• Data verification services
• Email and SMS communication platforms
• Hosting and security vendors

These partners act on our behalf under strict confidentiality obligations.

3.3 Legal & Compliance

We may disclose information to:

• Government authorities
• Regulators
• Courts
• Law enforcement

when required by law or to enforce our Terms.

BorrowBetter does not control how third-party partners use your information. Their practices are governed by their own privacy policies and terms.

By submitting your information, you provide express written consent to receive communications from BorrowBetter and our partners via:

• Email
• SMS messages
• Phone calls (including autodialed or prerecorded)
• Push notifications

You may opt out of BorrowBetter's communications anytime.

Opt-outs regarding partner contact must be handled directly with each partner.

BorrowBetter uses cookies, pixels, tags, and similar technologies to:

• Improve user experience
• Track conversions
• Provide analytics
• Deliver targeted advertising

You may control cookies through browser settings, but some Platform functionalities may not work properly if disabled.

We use industry-standard security measures, including:

• Encryption
• Secure APIs
• Access controls
• Monitoring systems

No system is completely secure, and we cannot guarantee absolute protection of your data.

We retain information as necessary to:

• Provide services
• Fulfill legal obligations
• Resolve disputes
• Maintain business records

Credit-related data may have legally mandated retention periods under FCRA or state law.

Depending on your state of residence, you may have rights such as:

• Accessing your personal data
• Requesting deletion of data
• Opting out of the sale or sharing of personal data
• Correcting inaccurate information
• Requesting disclosure of data-sharing practices

To submit a request, contact us at:

Email: privacy@borrowbetter.com

We may require identity verification before fulfilling requests.

BorrowBetter does not knowingly collect information from children under 18.

If we discover such information, we will delete it promptly.

BorrowBetter may redirect users to third-party lender sites.

We are not responsible for:

• Privacy practices
• Data usage
• Security
• Content

on those external platforms.

We may update this Privacy Policy at any time.

Changes become effective upon posting, and continued use of the Platform indicates acceptance.