E-Sign Consent

This disclosure applies to all electronic communications between you and BorrowBetter Holdings, LLC ("BorrowBetter," "we," "us," or "our") related to the products and services available through our platform at borrowbetter.com. Please read it carefully and keep a copy for your records.

Your Consent

By clicking "I Agree," checking an acceptance box, or otherwise affirmatively indicating your consent, you agree that BorrowBetter may provide you with all Communications (defined below) in electronic form and that you are waiving your right to receive such Communications in paper form, except as described in this disclosure. This consent is provided pursuant to the federal Electronic Signatures in Global and National Commerce Act (E-SIGN Act, 15 U.S.C. § 7001 et seq.) and applicable state laws, including the Uniform Electronic Transactions Act (UETA).

Communications Covered

"Communications" means any disclosures, notices, agreements, fee schedules, statements, records, documents, and other information we provide to you or that you sign or agree to at our request, including but not limited to: pre-qualification results, rate quotes, and loan offer comparisons; applications and related disclosures; privacy notices and updates to our Privacy Policy; Terms of Use, policies, and amendments; account-related correspondence (e.g., confirmations, alerts, and status updates); any disclosures or notices required by federal or state law or regulation; and any other communications related to your use of the BorrowBetter platform.

Note: BorrowBetter is a marketplace platform that connects consumers with participating lenders. If you proceed with a loan offer from one of our lending partners, that lender may separately require your E-SIGN consent for loan-specific documents. This consent applies only to communications from BorrowBetter.

Hardware and Software Requirements

To access and retain electronic Communications, you will need: a device with internet access (computer, tablet, or smartphone); a current, supported web browser (e.g., the latest two versions of Chrome, Safari, Firefox, or Edge) with cookies and JavaScript enabled; a valid email address on file with BorrowBetter; and sufficient storage space or an installed printer to save or print Communications for your records.

If our hardware or software requirements change in a way that could prevent you from accessing or retaining Communications, we will notify you and provide you with an opportunity to update your consent or request paper copies.

How We Deliver Electronic Communications

We may deliver Communications to you by one or more of the following methods: displaying them within the BorrowBetter platform, emailing them to the address you have on file, or providing a link where you can access or download them. It is your responsibility to keep your email address current with us.

Withdrawing Your Consent

You may withdraw your consent to receive electronic Communications at any time by contacting us at the address below. Withdrawal of consent will become effective after we have had a reasonable opportunity to process your request (typically within five business days). Please note that withdrawing your consent may limit or terminate your ability to use the BorrowBetter platform, as certain services require electronic delivery.

Withdrawing your consent does not affect the legal validity or enforceability of any electronic Communication you received or any transaction completed prior to the effective date of your withdrawal.

Requesting Paper Copies

You may request a paper copy of any electronic Communication by contacting us. We will provide paper copies at no charge. We may send paper copies by U.S. mail to the most recent mailing address we have on file for you.

Updating Your Contact Information

You are responsible for keeping your email address, mailing address, and other contact information current with BorrowBetter. You can update your information by logging into your account or by contacting us at the address below.

Contact Us

Email: support@borrowbetter.com
Mail: BorrowBetter Holdings, LLC, Durango, CO
Website: borrowbetter.com

Federal Law Disclosure

Under the E-SIGN Act, you have the right to receive Communications in paper form. By consenting electronically, you confirm that you can access electronic Communications in the format described above and that you have reviewed and agree to the terms of this disclosure.